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Home > Personal Banking > Checking Accounts > MyChoice Checking
  • MyChoice Checking

    This account is right for you if you are constantly on the go, receive a monthly direct deposit and use your debit card frequently.

    Act Now!

    Open a MyChoice Checking Account online today!

    Get Started


    • Free Debit MasterCard®
    • Free Online and Mobile Bill Pay with eStatements*
    • Free Online and Mobile Banking*
    • Free Mobile Check Deposit*
    • Free InfoLine 24-Hour Telephone Banking
    • Free 24/7 On-Demand eStatements
    • Free Email and Mobile Alerts*
    • Refunds other Banks' ATM fees (When you submit the other bank's ATM receipts to any teller or customer service representative within 60 days of transaction)

    Minimum to Open: $50
    Monthly Maintenance Fee: $3

    Waive the $3 maintenance fee by choosing eStatements and meeting ONE of the following requirements during any monthly statement cycle:

    • Maintain a recurring ACH direct deposit, or
    • Use your debit card at least 10 times for a point of sale transaction, or
    • Keep an average daily balance of at least $500, or
    • Set up a monthly transfer between MyChoice Checking and SaveUpSM Savings

    Get even more out of your checking account by adding the Plus Package. Enhance your account with identity protection, online savings, insurance and healthcare options**, as well as many other exclusive bank offers. Learn More

    *Mobile carrier data and text rates apply
    **Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not an obligations or guaranteed by the financial institution or an affiliate and not insured by any agency of the U.S.
    Member FDIC
    This card is issued by Central Trust Bank pursuant to a license by MasterCard® International Incorporated.